Banking Outlook 2026 – Part 2: Strategic Shifts That Will Define Competitive Positioning
The U.S. banking sector enters 2026 with a sharper focus on resilience, customer value, and operational discipline. Part 1 of…
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Banking Outlook 2026 – Part 1: Trends That Will Shape Revenue and Customer Strategy
2025 was a year of adjustment for U.S. banks and credit unions. Margin pressure returned as rate cuts and slower…
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Beyond Alerts: A Four-Dimensional Approach to Identity Protection in Banking
Identity theft is one of the most consistent and costly threats facing financial institutions and their customers. It affects millions…
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Identity Under Pressure: Lessons from 2025’s Rising ID Threats
Identity theft has become a persistent and evolving business problem that affects millions of Americans each year. In the first…
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Finovate Podcast: Addressing the Evolution of Identity Theft
Listen to the full conversation here: PrivacyGuard Podcast – Finovate At this year’s FinovateFall, Christopher D’Aprile, Director of Business Development at…
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Inside the Holiday Fraud Spike: Tracking the Rise of Identity Theft in Peak Digital Season
Every year, as the holiday season approaches, fraud patterns in the U.S. begin to shift. Transaction volumes climb. Digital activity…
Read More Finovate 2025: Identity Protection – A win/win for banks and their customers
Christopher D’Aprile, Director of PrivacyGuard, joined Julie Muhn, Senior Research Analyst at Finovate, where they explored the latest trends in…
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Fraud-as-a-Service: The Business Model Powering Identity Theft
Identity fraud is no longer limited to sophisticated actors. What once required technical expertise and insider knowledge can now be…
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Fed Interest Rate Cut Underscores the Urgency of Revenue Diversification
On September 17, 2025, the U.S. Federal Reserve made its first interest rate cut since December, lowering the benchmark federal…
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The 80/20 Problem: Why Mid-Size Banks and Credit Unions Must Diversify Beyond Lending
An 80/20 revenue split shows how overreliance on lending is putting small-to-medium institutions at risk. Non-interest income is now essential.…
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UnitedHealth Breach: What We Now Know, and Why It Matters Beyond Healthcare
On August 14, 2025, the U.S. Department of Health and Human Services confirmed the scope of the February 2024 cyberattack…
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The Hidden Cost of Identity Theft – Real Stories Behind the Statistics
One stolen identity can derail a life for years. Credit destroyed. Savings drained. Victims are locked out of the banking…
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The Scam Era: Why Consumers Are Losing More, and Trusting Less
The Scam Economy Has Arrived According to the Federal Trade Commission, Americans reported over $12.5 billion in scam-related losses in…
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Why Financial Institutions Must Rethink Fraud Resolution
The Real Cost of Identity Fraud Isn’t Just the Loss In 2023, U.S. identity fraud losses hit $22.8 billion, a…
Read More Video: ID Protection Services Drive Positive Business Outcomes
Why Identity Protection Isn’t Just a Security Tool, It’s a Revenue Opportunity Many financial institutions are looking for new revenue…
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